Aged 70, Tuna has pains in her leg, waist and
chest, but her income as a garlic picker put even the most basic medical
provision beyond reach. Until her neighbour told her about a “free” medical
clinic in the neighbourhood. The cost: 10,000 Indonesian rupiah (£0.59) a
month, paid for from cash raised from her recyclable rubbish. Garbage Clinical
Insurance is the brainchild of award-winning healthcare entrepreneur Gamal
Albinsaid, CEO of health company Indonesia Medika. In a country where more than
10% live below the poverty line, the scheme encourages low-income households to
recycle their rubbish and uses the revenues to finance a health micro-insurance
system.